Ok let’s set the record straight.  Offers without a financing condition does not mean that they buyer is paying cash.  I would argue that they rarely are.  Yes there are always exceptions to this, however most home purchases are still being financed in some manner.  In most cases financing comes from traditional mortgages, secured line of credits or private mortgages.   In a over heated real estate market, such as the one the Niagara is currently in, most offe... read more

Hurrah it’s 2021! I don’t think anyone is sorry to say goodbye to 2020. A new year brings a new start. Normally, we have our list of resolutions; our promises to get to the gym, not to procrastinate on our projects, and spend more quality time with friends and family.  Instead of just making a list of resolutions, set up your home so you can actually keep them; even during the pandemic, no excuses.   Our homes continue to be our everything space – workplace, school, gym, restaurant... read more

But relevant. I hear all the time, my basement is finished so my taxes are higher, my driveway is concrete so my taxes are higher, I have a fenced yard, so my taxes are higher, I live in Niagara on the Lake so my taxes are higher. I could make this blog post very very short and say, your taxes are not based on those things or others. They are based solely on the value of your home. An easy-peasy equation is as follows; the value of your home multiplied by the mill rate of the city your in = your property tax.&... read more

The market condition statistics are out for September.  They 

Each year Canadians across our great country look forward to the beautiful offerings of what the fall has to bring.  We are especially blessed in Niagara to have many places to enjoy the change in seasons when summer turns to fall.  Unfortunately, with that change comes colder temperatures and the need to adapt if you want to spend time on your deck, patio or rear yard.  Here are some steps that might help prolong your time outdoors and allow you to extend your &ldq... read more